Refinance Interest Rates 2024. A more normal spread could knock a point off mortgage rates, but the central bank’s stance all but guarantees spreads will remain wider in 2024, says mcbride. Bankrate reviewed and compared the best auto loan.

When you refinance your car loan, you may receive a lower interest rate and save money on payments. Refinance rates tend to be higher than purchase rates, but the two typically move in tandem, suggesting refinance activity could gain greater traction if rates continue their downward trend.